Hickory Point Bank and Trust is a full-service bank providing business and consumer banking services. The bank has eight bank branches in central Illinois. Hickory Point Bank & Trust is committed to consumer and business lending; the bank even has an agricultural services division with experts in farm management, real estate transactions, rural appraisals and
When the buyer of a property secures a mortgage for financing, one of the costs of obtaining the loan is title insurance. At the time of the purchase there is usually two different policies. One is the owner’s policy and protects the new homebuyer against defects in the title of the property. Defects are usually
Borrowers can often be surprised at the amount of time it takes to obtain a loan approval. Often the delays lead to frustrated borrowers who vent their anger on the lender or bank handling the loan application. There can be many reasons for a delay in the loan approval process, some caused by the borrower,