West Milton State Bank PA, Rates for the Mortgage Calculator

West Milton State Bank has some great mortgage rates for its Pennsylvania customers.  Apply for a mortgage loan at West Milton State Bank and you will be able to enjoy mortgage rates that include:

A 15 year fixed rate mortgage that has an interest rate of 4.500% with 3 points.  The APR for this loan is 5.002%.  The minimum down payment is a low 5%.   After plugging these mortgage rates in the mortgage calculator, the monthly mortgage payment on a $125,000.00 loan would be $956.25.

A 30 year fixed rate mortgage that has an interest rate of 4.750% with 3 points.  The APR for this 30 year term loan is 5.088%.  Using the mortgage calculator, the monthly payment for a loan in the amount of $125,000.00 would be $652.50.

Monthly mortgage payments assume a 20% down payment on a home purchase with qualifying income and credit.

West Milton State Bank is a community bank Headquartered in West Milton, Pennsylvania.  The bank has five bank branches located in Pennsylvania.

The bank also offers a variety of residential mortgage loans that offer competitive interest rates, terms available up to 30 years, fixed or adjustable interest rates, buydown (points) option available, one quarter (1/4) percent reduction in the interest rate for automatic payments from a West Milton State Bank deposit account, bi-weekly payment option available, the ability to borrow up to 95 percent of home value, mortgage life and disability insurance available and more.

In addition the bank presents both home equity loans and home equity lines of credit.
The bank home equity loans offer competitive interest rates, terms available up to 180 months, fixed interest rate for the term of the loan, one quarter (1/4) percent reduction in the interest rate for automatic payments from a West Milton State Bank deposit account and the ability to borrow up to 90 percent of your home’s appraised value.  There is a minimum home equity loan amount requirement of $5,000.00.

The bank home equity line of credit also offers competitive interest rates, a discounted interest rate for the first 6 months, variable interest rate (subject to change monthly), 10-year draw period with interest only due monthly,10-year maximum repayment period of principal plus interest. Minimum payment of $75 per month, automatic payment option available and the ability to borrow up to 90 percent of your home’s appraised value.  There is a minimum line of credit amount is $10,000.00.

Mortgage interest rates subject to change, additional conditions may apply.  The bank’s website can be found at www.westmiltonstatebank.com.  For contact by phone: 570-568-6851.

Tags: bank, monthly mortgage paymnet, mortgage calculator, mortgage rates, Pennsylvania mortgage rates

This entry was posted on Thursday, January 8th, 2009 at 9:16 pm and is filed under Mortgage Ads and Promotions. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.