Kopernik Federal Bank is a bank with one location serving the residents of Maryland.  The bank has been in business since 1924 and is based in Baltimore.  Kopernik Federal Bank offers several deposit and savings products as well as consumer loan products.  Kopernik Federal Bank is an equal housing lender and FDIC insured.

Whether buying a home or doing a mortgage refinance, Kopernik Federal Bank has competitive rates on fixed rates mortgages.  The bank does not sell the home loans.  Mortgage loan products, rates and other information are based on an owner occupied property located in the state of Maryland

Kopernik Federal Bank current fixed rate mortgage rates:

The 15 year or less fixed rate mortgage has a rate of 5.250% with no point and a 5.296% APR.  Using the mortgage payment calculator with this mortgage rate on a $250,000 home loan, the monthly mortgage payment would be $2,010.00. 
    
A 20 year or less fixed rate mortgage rate has a rate of 5.375% with no points and an APR of 5.412%.  Using the mortgage calculator with this term and mortgage rate on a $250,000 home loans leads to a monthly payment of $1,700.00.

And the 30 year fixed rate mortgage rate is 5.500% with no points and a 5.527% APR.  The mortgage calculator results for these terms on a $250,000 hoe loan yields a monthly mortgage payment of $1,420.00.

These terms are based on mortgage loan with a loan value (LTV) of 80%.  The annual percentage Rate (APR) is based on a loan amount of $250,000, owner occupied.  Additional conditions may apply.  For up to date mortgage rates and mortgage loan information, a bank representative can be reached at 410-276-4905.  The bank website also posts current mortgage rates as well as other bank product data; the bank website is located at www.kopernikbank.com.

For current bank rates and CD rates visit www.selectCDrates.com.

For current car loan rates visit www.selectautorates.com.

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