Technically, there is no minimum down payment required for buying a home.  Down payment requirements can vary from lender to lender.  However, for standard conventional home loans the minimum requirement is for a 5% down payment.  FHA loans still allow for a 3% down payment option.  As the credit market has tighten the no money down loan have all but disappeared and the credit guidleines have become more restirctive for borrowers with 5% down.  FHA loans allow for 3% down payment as a standard amount for these loans and have some of the more lenient credit and debt ratio requirements.  Both the mortgage payment calculator and mortgage qualification calculators can be used to explolre payment and down payment options for these loan programs.

No user commented in " If I am using a mortgage calculator to see how much I may qualify for, what is the minimum down payment I can make on a home? "

Follow-up comment rss or Leave a Trackback

Leave A Reply

 Username (*required)

 Email Address (*private)

 Website (*optional)