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Title is a legal term for an owner’s interest in a piece of property. It may also refer to a formal document that serves as evidence of ownership or the history of ownership and documentation that affects the title during the period of ownership. Lenders perform title searches on a property for purchase transactions and
The right to ownership in real estate, which is transferred by a deed. Title is generally referring to the written evidence of ownership in real estate.
Any lien that may that affects the title or ownership of a property, such as existing loans, easements, past due taxes, mechanics liens or restrictions.
When the buyer of a property secures a mortgage for financing, one of the costs of obtaining the loan is title insurance. At the time of the purchase there is usually two different policies. One is the owner’s policy and protects the new homebuyer against defects in the title of the property. Defects are usually
A deed transferring ownership of a property but does not make any guarantee of clear title.
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