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A married individual can apply and secure a mortgage in their own name as long as they qualify for the home loan based on their own income, debt and credit. The mortgage qualification calculator can be very useful for measuring the income, debts and debt ratios of the one borrower. It is even acceptable to
Good credit is becoming more and more important in securing a new home loan. Often borrowers for a home mortgages apply as joint borrowers on an application. This can mean a husband and wife applying for a loan or a boyfriend and girlfriend or two partners regardless of gender as long as they are occupying
The recent crisis in the credit markets makes home buying a bit more difficult than it was in the past few years, but even with more challenging lending criteria there are plenty of reasons to own your own home. Besides the intangible benefits, homeownership lets you build equity, and is the single biggest tax break
Buying a first home or moving up and buying a second home are the dreams of many consumers. These dreams have become slightly more difficult to achieve as the mortgage and credit markets have tightened. As a result, tighter lending standards and requirements for larger down payments have now become the norm. Even buying a
Phoenixville Federal Bank and Trust has been helping with consumers in Pennsylvania since 1911. The bank made its start as the Oaks Building & Loan Association and now offers a full range of consumer and business banking services under the Phoenixville name. The banks origin was a financial institution for consumers to obtain mortgages for
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