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A written analysis prepared by a qualified appraiser and estimating value of a property. The appraisal determines the fair market value of the property based on current information and analysis. The data used to determine the fair market value usually involves analysis of the replacement cost of the property, expected future income from the property
An opinion of a property’s fair market value, based on an appraiser’s knowledge, experience, and analysis of the property.
There are several key figures to review when comparing the options of renting with that of being a homeowner. Most borrowers often utilize a mortgage calculator to determine the monthly payment and to calculate income and expenses. A mortgage calculator used to compare affordability can be used to compare the long term benefits of homeownership
A cash asset or an asset that is easily converted into cash. Liquid assets can be sold quickly or converted into cash without a change in value.
The problem with an adjustable rate mortgage is the potential for changing interest rate and changing mortgage payments. Many borrowers kept their mortgage payments low by getting adjustable rate mortgage but failed to prepare or consider the outcome that once rates rise their monthly mortgage payment can increase measurably. Adjustable mortgages are often fixed at
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